Call reports 2003
PETIT JEAN STATE BANK — 2003
What PETIT JEAN STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 100,787,000 | 99,461,000 | 95,585,000 | 95,062,000 |
| Total loans | 87,450,000 | 83,607,000 | 80,221,000 | 77,468,000 |
| Allowance for loan losses | 1,633,000 | 1,735,000 | 1,826,000 | 1,778,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,560,000 | 5,610,000 | 7,936,000 | 8,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,275,000 | 86,076,000 | 82,657,000 | 81,775,000 |
| Interest-bearing deposits | 77,988,000 | 77,098,000 | 73,253,000 | 73,579,000 |
| Noninterest-bearing deposits | 8,287,000 | 8,978,000 | 9,404,000 | 8,196,000 |
| Equity capital | 8,964,000 | 9,117,000 | 9,346,000 | 9,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,406,000 | 5,024,000 | 6,560,000 |
| Interest expense | 586,000 | 1,156,000 | 1,651,000 | 2,083,000 |
| Net interest income | 1,161,000 | 2,250,000 | 3,373,000 | 4,477,000 |
| Noninterest income | 109,000 | 202,000 | 308,000 | 400,000 |
| Noninterest expense | 529,000 | 1,055,000 | 1,577,000 | 2,105,000 |
| Provision for loan losses | 635,000 | 965,000 | 1,310,000 | 1,635,000 |
| Pretax income | 106,000 | 432,000 | 794,000 | 1,137,000 |
| Income tax | 39,000 | 164,000 | 297,000 | 436,000 |
| Net income | 67,000 | 268,000 | 497,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,964,000 | 9,117,000 | 9,346,000 | 9,550,000 |
| Total capital | 9,910,000 | 10,033,000 | 10,225,000 | 10,410,000 |
| Risk-weighted assets | 74,970,000 | 72,489,000 | 69,375,000 | 67,849,000 |