Call reports 2002
PETIT JEAN STATE BANK — 2002
What PETIT JEAN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 103,756,000 | 102,845,000 | 103,103,000 | 103,085,000 |
| Total loans | 91,629,000 | 92,084,000 | 91,017,000 | 90,567,000 |
| Allowance for loan losses | 1,096,000 | 1,283,000 | 1,117,000 | 1,298,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,603,000 | 5,110,000 | 5,010,000 | 5,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,506,000 | 88,278,000 | 86,768,000 | 87,126,000 |
| Interest-bearing deposits | 81,769,000 | 80,739,000 | 79,211,000 | 78,895,000 |
| Noninterest-bearing deposits | 7,737,000 | 7,539,000 | 7,557,000 | 8,231,000 |
| Equity capital | 8,096,000 | 8,370,000 | 8,659,000 | 8,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,848,000 | 5,721,000 | 7,558,000 |
| Interest expense | 797,000 | 1,539,000 | 2,235,000 | 2,871,000 |
| Net interest income | 1,140,000 | 2,309,000 | 3,486,000 | 4,687,000 |
| Noninterest income | 103,000 | 193,000 | 312,000 | 414,000 |
| Noninterest expense | 464,000 | 940,000 | 1,436,000 | 1,957,000 |
| Provision for loan losses | 495,000 | 820,000 | 1,145,000 | 1,610,000 |
| Pretax income | 284,000 | 742,000 | 1,217,000 | 1,534,000 |
| Income tax | 111,000 | 295,000 | 481,000 | 560,000 |
| Net income | 173,000 | 447,000 | 736,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,096,000 | 8,370,000 | 8,659,000 | 8,897,000 |
| Total capital | 9,103,000 | 9,363,000 | 9,638,000 | 9,875,000 |
| Risk-weighted assets | 80,440,000 | 79,136,000 | 78,147,000 | 77,885,000 |