Call reports 2001
PETIT JEAN STATE BANK — 2001
What PETIT JEAN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,883,000 | 88,640,000 | 94,816,000 | 99,234,000 |
| Total loans | 75,445,000 | 80,158,000 | 86,203,000 | 89,154,000 |
| Allowance for loan losses | 797,000 | 830,000 | 862,000 | 970,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,804,000 | 4,553,000 | 4,854,000 | 5,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,364,000 | 75,402,000 | 80,582,000 | 84,578,000 |
| Interest-bearing deposits | 64,663,000 | 68,690,000 | 74,267,000 | 77,117,000 |
| Noninterest-bearing deposits | 6,701,000 | 6,712,000 | 6,315,000 | 7,461,000 |
| Equity capital | 6,978,000 | 7,210,000 | 7,638,000 | 7,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,721,000 | 3,541,000 | 5,459,000 | 7,428,000 |
| Interest expense | 991,000 | 1,994,000 | 3,005,000 | 3,908,000 |
| Net interest income | 730,000 | 1,547,000 | 2,454,000 | 3,520,000 |
| Noninterest income | 96,000 | 195,000 | 298,000 | 393,000 |
| Noninterest expense | 391,000 | 812,000 | 1,245,000 | 1,688,000 |
| Provision for loan losses | 117,000 | 232,000 | 397,000 | 662,000 |
| Pretax income | 318,000 | 698,000 | 1,110,000 | 1,563,000 |
| Income tax | 124,000 | 272,000 | 431,000 | 599,000 |
| Net income | 194,000 | 426,000 | 679,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,978,000 | 7,210,000 | 7,638,000 | 7,923,000 |
| Total capital | 7,775,000 | 8,040,000 | 8,500,000 | 8,893,000 |
| Risk-weighted assets | 66,852,000 | 70,928,000 | 75,658,000 | 78,200,000 |