Call report 2005Q4
F&M BANK — 2005Q4
The 22 measures F&M BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 360,973,000 | USD | evidence → |
| Total loans | 312,901,000 | USD | evidence → |
| Allowance for loan losses | 3,130,000 | USD | evidence → |
| Securities available for sale | 19,144,000 | USD | evidence → |
| Securities held to maturity | 82,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 303,899,000 | USD | evidence → |
| Interest-bearing deposits | 251,622,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,277,000 | USD | evidence → |
| Equity capital | 36,102,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,503,000 | USD | evidence → |
| Interest expense | 6,161,000 | USD | evidence → |
| Net interest income | 14,342,000 | USD | evidence → |
| Noninterest income | 3,928,000 | USD | evidence → |
| Noninterest expense | 13,276,000 | USD | evidence → |
| Provision for loan losses | 563,000 | USD | evidence → |
| Pretax income | 4,431,000 | USD | evidence → |
| Income tax | 1,334,000 | USD | evidence → |
| Net income | 3,097,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,196,000 | USD | evidence → |
| Total capital | 39,341,000 | USD | evidence → |
| Risk-weighted assets | 341,450,000 | USD | evidence → |