Call report 2005Q1
F&M BANK — 2005Q1
The 22 measures F&M BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 335,160,000 | USD | evidence → |
| Total loans | 270,458,000 | USD | evidence → |
| Allowance for loan losses | 2,666,000 | USD | evidence → |
| Securities available for sale | 21,960,000 | USD | evidence → |
| Securities held to maturity | 242,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 295,142,000 | USD | evidence → |
| Interest-bearing deposits | 247,938,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,204,000 | USD | evidence → |
| Equity capital | 35,220,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,476,000 | USD | evidence → |
| Interest expense | 1,242,000 | USD | evidence → |
| Net interest income | 3,234,000 | USD | evidence → |
| Noninterest income | 857,000 | USD | evidence → |
| Noninterest expense | 3,139,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 952,000 | USD | evidence → |
| Income tax | 283,000 | USD | evidence → |
| Net income | 669,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,294,000 | USD | evidence → |
| Total capital | 37,973,000 | USD | evidence → |
| Risk-weighted assets | 295,364,000 | USD | evidence → |