Call report 2004Q2
F&M BANK — 2004Q2
The 22 measures F&M BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 318,615,000 | USD | evidence → |
| Total loans | 279,339,000 | USD | evidence → |
| Allowance for loan losses | 2,748,000 | USD | evidence → |
| Securities available for sale | 6,269,000 | USD | evidence → |
| Securities held to maturity | 318,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 283,206,000 | USD | evidence → |
| Interest-bearing deposits | 236,061,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,145,000 | USD | evidence → |
| Equity capital | 31,274,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,453,000 | USD | evidence → |
| Interest expense | 1,928,000 | USD | evidence → |
| Net interest income | 6,525,000 | USD | evidence → |
| Noninterest income | 1,642,000 | USD | evidence → |
| Noninterest expense | 5,911,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 2,046,000 | USD | evidence → |
| Income tax | 613,000 | USD | evidence → |
| Net income | 1,433,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,415,000 | USD | evidence → |
| Total capital | 34,180,000 | USD | evidence → |
| Risk-weighted assets | 290,738,000 | USD | evidence → |