Call report 2003Q4
F&M BANK — 2003Q4
The 22 measures F&M BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 304,189,000 | USD | evidence → |
| Total loans | 264,790,000 | USD | evidence → |
| Allowance for loan losses | 2,648,000 | USD | evidence → |
| Securities available for sale | 6,578,000 | USD | evidence → |
| Securities held to maturity | 392,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 269,212,000 | USD | evidence → |
| Interest-bearing deposits | 227,526,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,686,000 | USD | evidence → |
| Equity capital | 29,934,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,133,000 | USD | evidence → |
| Interest expense | 3,853,000 | USD | evidence → |
| Net interest income | 13,280,000 | USD | evidence → |
| Noninterest income | 3,779,000 | USD | evidence → |
| Noninterest expense | 10,887,000 | USD | evidence → |
| Provision for loan losses | 119,000 | USD | evidence → |
| Pretax income | 6,053,000 | USD | evidence → |
| Income tax | 1,671,000 | USD | evidence → |
| Net income | 4,382,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,982,000 | USD | evidence → |
| Total capital | 32,650,000 | USD | evidence → |
| Risk-weighted assets | 275,741,000 | USD | evidence → |