Call report 2002Q4
F&M BANK — 2002Q4
The 22 measures F&M BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 273,564,000 | USD | evidence → |
| Total loans | 234,731,000 | USD | evidence → |
| Allowance for loan losses | 2,370,000 | USD | evidence → |
| Securities available for sale | 7,030,000 | USD | evidence → |
| Securities held to maturity | 650,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 242,657,000 | USD | evidence → |
| Interest-bearing deposits | 209,202,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,455,000 | USD | evidence → |
| Equity capital | 27,113,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,427,000 | USD | evidence → |
| Interest expense | 4,633,000 | USD | evidence → |
| Net interest income | 12,794,000 | USD | evidence → |
| Noninterest income | 3,449,000 | USD | evidence → |
| Noninterest expense | 9,880,000 | USD | evidence → |
| Provision for loan losses | 970,000 | USD | evidence → |
| Pretax income | 5,393,000 | USD | evidence → |
| Income tax | 1,718,000 | USD | evidence → |
| Net income | 3,675,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,081,000 | USD | evidence → |
| Total capital | 29,469,000 | USD | evidence → |
| Risk-weighted assets | 241,934,000 | USD | evidence → |