Call reports 2010
FIRSTBANK OF AVON — 2010
What FIRSTBANK OF AVON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 354,349,000 | 348,148,000 | 350,716,000 |
| Total loans | 242,815,000 | 243,538,000 | 245,856,000 |
| Allowance for loan losses | 4,288,000 | 5,472,000 | 5,988,000 |
| Securities available for sale | 32,874,000 | 32,168,000 | 31,856,000 |
| Securities held to maturity | 61,412,000 | 56,771,000 | 52,852,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 307,681,000 | 279,290,000 | 270,212,000 |
| Interest-bearing deposits | 224,300,000 | 207,694,000 | 206,367,000 |
| Noninterest-bearing deposits | 83,382,000 | 71,596,000 | 63,845,000 |
| Equity capital | 27,308,000 | 26,473,000 | 27,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 4,528,000 | 9,019,000 | 13,400,000 |
| Interest expense | 422,000 | 816,000 | 1,168,000 |
| Net interest income | 4,106,000 | 8,203,000 | 12,232,000 |
| Noninterest income | 726,000 | 1,436,000 | 2,159,000 |
| Noninterest expense | 2,268,000 | 4,557,000 | 6,843,000 |
| Provision for loan losses | 683,000 | 2,023,000 | 2,900,000 |
| Pretax income | 1,676,000 | 2,744,000 | 4,333,000 |
| Income tax | 418,000 | 610,000 | 1,013,000 |
| Net income | 1,258,000 | 2,134,000 | 3,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 26,384,000 | 25,260,000 | 25,945,000 |
| Total capital | 28,814,000 | 27,681,000 | 28,371,000 |
| Risk-weighted assets | 192,442,000 | 190,504,000 | 190,443,000 |