Call reports 2009
FIRSTBANK OF AVON — 2009
What FIRSTBANK OF AVON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 388,099,000 | 380,492,000 | 371,175,000 | 354,410,000 |
| Total loans | 228,950,000 | 233,718,000 | 235,672,000 | 240,668,000 |
| Allowance for loan losses | 2,569,000 | 2,715,000 | 3,471,000 | 3,694,000 |
| Securities available for sale | 74,049,000 | 63,438,000 | 53,928,000 | 33,548,000 |
| Securities held to maturity | 68,054,000 | 67,908,000 | 66,671,000 | 63,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,065,000 | 276,786,000 | 288,058,000 | 295,507,000 |
| Interest-bearing deposits | 243,832,000 | 214,533,000 | 222,954,000 | 227,274,000 |
| Noninterest-bearing deposits | 72,233,000 | 62,253,000 | 65,104,000 | 68,233,000 |
| Equity capital | 27,727,000 | 28,718,000 | 28,686,000 | 28,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,326,000 | 10,607,000 | 15,585,000 | 20,271,000 |
| Interest expense | 998,000 | 1,691,000 | 2,293,000 | 2,837,000 |
| Net interest income | 4,328,000 | 8,916,000 | 13,292,000 | 17,434,000 |
| Noninterest income | 848,000 | 1,701,000 | 2,467,000 | 3,254,000 |
| Noninterest expense | 2,330,000 | 4,733,000 | 6,930,000 | 9,195,000 |
| Provision for loan losses | 220,000 | 625,000 | 1,608,000 | 2,368,000 |
| Pretax income | 2,626,000 | 5,259,000 | 7,106,000 | 9,763,000 |
| Income tax | 798,000 | 1,590,000 | 2,089,000 | 2,832,000 |
| Net income | 1,828,000 | 3,669,000 | 5,017,000 | 6,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,497,000 | 27,464,000 | 27,213,000 | 28,126,000 |
| Total capital | 28,960,000 | 29,915,000 | 29,637,000 | 30,541,000 |
| Risk-weighted assets | 196,475,000 | 195,737,000 | 192,803,000 | 191,783,000 |