Call reports 2006
FIRSTBANK OF AVON — 2006
What FIRSTBANK OF AVON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 362,719,000 | 364,206,000 | 360,974,000 | 360,439,000 |
| Total loans | 148,418,000 | 155,921,000 | 161,557,000 | 161,231,000 |
| Allowance for loan losses | 1,278,000 | 1,428,000 | 1,484,000 | 1,452,000 |
| Securities available for sale | 91,964,000 | 91,083,000 | 94,827,000 | 89,711,000 |
| Securities held to maturity | 55,543,000 | 66,904,000 | 67,205,000 | 65,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,029,000 | 340,165,000 | 336,773,000 | 336,402,000 |
| Interest-bearing deposits | 208,758,000 | 217,114,000 | 223,403,000 | 255,475,000 |
| Noninterest-bearing deposits | 130,271,000 | 123,051,000 | 113,371,000 | 80,927,000 |
| Equity capital | 21,009,000 | 20,548,000 | 21,818,000 | 21,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,528,000 | 9,290,000 | 14,296,000 | 19,265,000 |
| Interest expense | 1,441,000 | 3,072,000 | 5,136,000 | 7,496,000 |
| Net interest income | 3,087,000 | 6,218,000 | 9,160,000 | 11,769,000 |
| Noninterest income | 667,000 | 1,376,000 | 2,084,000 | 2,813,000 |
| Noninterest expense | 1,881,000 | 3,750,000 | 5,650,000 | 7,544,000 |
| Provision for loan losses | -21,000 | 130,000 | 193,000 | 167,000 |
| Pretax income | 1,894,000 | 3,714,000 | 5,401,000 | 6,871,000 |
| Income tax | 508,000 | 990,000 | 1,431,000 | 1,822,000 |
| Net income | 1,386,000 | 2,724,000 | 3,970,000 | 5,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,543,000 | 20,881,000 | 21,127,000 | 20,705,000 |
| Total capital | 21,864,000 | 22,355,000 | 22,659,000 | 22,206,000 |
| Risk-weighted assets | 154,940,000 | 159,870,000 | 160,922,000 | 160,455,000 |