Call reports 2002
FIRSTBANK OF AVON — 2002
What FIRSTBANK OF AVON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 277,990,000 | 259,072,000 | 267,461,000 | 267,084,000 |
| Total loans | 139,627,000 | 135,367,000 | 128,028,000 | 121,552,000 |
| Allowance for loan losses | 1,815,000 | 1,858,000 | 1,754,000 | 1,665,000 |
| Securities available for sale | 73,984,000 | 78,164,000 | 84,066,000 | 87,656,000 |
| Securities held to maturity | 27,688,000 | 28,444,000 | 28,165,000 | 29,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,748,000 | 230,608,000 | 242,097,000 | 244,609,000 |
| Interest-bearing deposits | 178,963,000 | 159,752,000 | 167,781,000 | 177,038,000 |
| Noninterest-bearing deposits | 77,785,000 | 70,856,000 | 74,316,000 | 67,572,000 |
| Equity capital | 15,896,000 | 17,337,000 | 19,353,000 | 19,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,939,000 | 7,976,000 | 11,955,000 | 15,763,000 |
| Interest expense | 906,000 | 1,780,000 | 2,605,000 | 3,391,000 |
| Net interest income | 3,033,000 | 6,196,000 | 9,350,000 | 12,372,000 |
| Noninterest income | 670,000 | 1,319,000 | 1,991,000 | 2,726,000 |
| Noninterest expense | 1,704,000 | 3,434,000 | 5,015,000 | 6,725,000 |
| Provision for loan losses | -228,000 | -168,000 | -264,000 | -334,000 |
| Pretax income | 2,227,000 | 4,249,000 | 6,590,000 | 8,707,000 |
| Income tax | 686,000 | 1,266,000 | 1,963,000 | 2,591,000 |
| Net income | 1,541,000 | 2,983,000 | 4,627,000 | 6,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,408,000 | 16,350,000 | 17,293,000 | 18,082,000 |
| Total capital | 18,223,000 | 18,129,000 | 19,008,000 | 19,734,000 |
| Risk-weighted assets | 148,275,000 | 142,223,000 | 137,133,000 | 132,175,000 |