Call reports 2001
FIRSTBANK OF AVON — 2001
What FIRSTBANK OF AVON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 255,723,000 | 250,066,000 | 261,601,000 | 247,937,000 |
| Total loans | 161,524,000 | 158,505,000 | 156,809,000 | 149,680,000 |
| Allowance for loan losses | 1,884,000 | 1,872,000 | 1,843,000 | 2,038,000 |
| Securities available for sale | 27,680,000 | 32,475,000 | 44,674,000 | 49,928,000 |
| Securities held to maturity | 31,150,000 | 31,619,000 | 26,709,000 | 25,951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,470,000 | 232,653,000 | 239,234,000 | 229,588,000 |
| Interest-bearing deposits | 164,525,000 | 166,383,000 | 165,377,000 | 155,716,000 |
| Noninterest-bearing deposits | 73,945,000 | 66,270,000 | 73,857,000 | 73,872,000 |
| Equity capital | 15,222,000 | 15,376,000 | 16,280,000 | 15,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,723,000 | 9,259,000 | 13,603,000 | 17,814,000 |
| Interest expense | 1,913,000 | 3,593,000 | 4,945,000 | 5,964,000 |
| Net interest income | 2,810,000 | 5,666,000 | 8,658,000 | 11,850,000 |
| Noninterest income | 611,000 | 1,258,000 | 1,933,000 | 2,611,000 |
| Noninterest expense | 1,839,000 | 3,576,000 | 5,386,000 | 7,273,000 |
| Provision for loan losses | 220,000 | 335,000 | 324,000 | 549,000 |
| Pretax income | 1,362,000 | 3,013,000 | 4,881,000 | 6,639,000 |
| Income tax | 391,000 | 883,000 | 1,443,000 | 1,940,000 |
| Net income | 971,000 | 2,130,000 | 3,438,000 | 4,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,139,000 | 15,298,000 | 16,006,000 | 16,267,000 |
| Total capital | 17,023,000 | 17,170,000 | 17,849,000 | 18,131,000 |
| Risk-weighted assets | 157,140,000 | 153,014,000 | 154,591,000 | 148,977,000 |