Call reports 2005
FIRST LOUISIANA NATIONAL BANK — 2005
What FIRST LOUISIANA NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 106,302,000 | 104,318,000 | 105,846,000 | 101,752,000 |
| Total loans | 54,497,000 | 55,139,000 | 54,389,000 | 53,875,000 |
| Allowance for loan losses | 739,000 | 794,000 | 813,000 | 807,000 |
| Securities available for sale | 24,280,000 | 28,080,000 | 28,840,000 | 28,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,153,000 | 95,663,000 | 96,765,000 | 92,886,000 |
| Interest-bearing deposits | 78,060,000 | 77,641,000 | 76,269,000 | 71,559,000 |
| Noninterest-bearing deposits | 20,093,000 | 18,022,000 | 20,496,000 | 21,327,000 |
| Equity capital | 7,939,000 | 8,389,000 | 8,738,000 | 8,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,428,000 | 2,894,000 | 4,434,000 | 5,965,000 |
| Interest expense | 344,000 | 705,000 | 1,093,000 | 1,489,000 |
| Net interest income | 1,084,000 | 2,189,000 | 3,341,000 | 4,476,000 |
| Noninterest income | 347,000 | 732,000 | 1,103,000 | 1,444,000 |
| Noninterest expense | 881,000 | 1,777,000 | 2,662,000 | 3,565,000 |
| Provision for loan losses | 10,000 | 40,000 | 60,000 | 60,000 |
| Pretax income | 540,000 | 1,104,000 | 1,722,000 | 2,295,000 |
| Income tax | 17,000 | 35,000 | 51,000 | 69,000 |
| Net income | 523,000 | 1,069,000 | 1,671,000 | 2,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,327,000 | 8,646,000 | 8,455,000 | 8,893,000 |
| Total capital | 9,038,000 | 9,355,000 | 9,162,000 | 9,589,000 |
| Risk-weighted assets | 56,857,000 | 56,638,000 | 56,446,000 | 55,747,000 |