Call reports 2004
FIRST LOUISIANA NATIONAL BANK — 2004
What FIRST LOUISIANA NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 97,137,000 | 97,699,000 | 96,566,000 | 107,466,000 |
| Total loans | 52,363,000 | 54,426,000 | 55,336,000 | 54,738,000 |
| Allowance for loan losses | 774,000 | 768,000 | 764,000 | 724,000 |
| Securities available for sale | 21,913,000 | 23,907,000 | 24,037,000 | 24,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,318,000 | 89,885,000 | 88,125,000 | 99,411,000 |
| Interest-bearing deposits | 72,207,000 | 72,478,000 | 72,013,000 | 79,339,000 |
| Noninterest-bearing deposits | 17,111,000 | 17,407,000 | 16,112,000 | 20,072,000 |
| Equity capital | 7,513,000 | 7,590,000 | 8,077,000 | 7,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,567,000 | 3,913,000 | 5,336,000 |
| Interest expense | 348,000 | 682,000 | 1,012,000 | 1,355,000 |
| Net interest income | 925,000 | 1,885,000 | 2,901,000 | 3,981,000 |
| Noninterest income | 282,000 | 558,000 | 914,000 | 1,290,000 |
| Noninterest expense | 848,000 | 1,666,000 | 2,508,000 | 3,340,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 359,000 | 777,000 | 1,307,000 | 1,931,000 |
| Income tax | 0 | 0 | 11,000 | 28,000 |
| Net income | 359,000 | 777,000 | 1,296,000 | 1,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,467,000 | 7,772,000 | 8,214,000 | 8,032,000 |
| Total capital | 8,143,000 | 8,467,000 | 8,912,000 | 8,747,000 |
| Risk-weighted assets | 53,981,000 | 55,510,000 | 55,759,000 | 57,200,000 |