Call reports 2002
UNION STATE BANK — 2002
What UNION STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,862,000 | 62,056,000 | 62,126,000 | 63,233,000 |
| Total loans | 38,918,000 | 39,301,000 | 40,528,000 | 40,163,000 |
| Allowance for loan losses | 516,000 | 517,000 | 515,000 | 472,000 |
| Securities available for sale | 17,570,000 | 16,907,000 | 16,882,000 | 18,324,000 |
| Securities held to maturity | 780,000 | 925,000 | 925,000 | 734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,195,000 | 46,572,000 | 45,332,000 | 47,322,000 |
| Interest-bearing deposits | 39,794,000 | 41,846,000 | 40,345,000 | 41,686,000 |
| Noninterest-bearing deposits | 5,401,000 | 4,726,000 | 4,987,000 | 5,636,000 |
| Equity capital | 6,490,000 | 6,821,000 | 7,060,000 | 7,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,084,000 | 3,113,000 | 4,105,000 |
| Interest expense | 495,000 | 957,000 | 1,401,000 | 1,835,000 |
| Net interest income | 537,000 | 1,127,000 | 1,712,000 | 2,270,000 |
| Noninterest income | 35,000 | 68,000 | 129,000 | 207,000 |
| Noninterest expense | 319,000 | 718,000 | 1,123,000 | 1,442,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 314,000 | 538,000 | 956,000 | 1,273,000 |
| Income tax | 16,000 | 28,000 | 50,000 | 56,000 |
| Net income | 298,000 | 510,000 | 906,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,260,000 | 6,292,000 | 6,563,000 | 6,636,000 |
| Total capital | 6,720,000 | 6,764,000 | 7,045,000 | 7,108,000 |
| Risk-weighted assets | 36,771,000 | 37,741,000 | 38,501,000 | 38,413,000 |