Call reports 2001
UNION STATE BANK — 2001
What UNION STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 62,382,000 | 66,631,000 | 62,652,000 | 61,679,000 |
| Total loans | 36,598,000 | 38,835,000 | 39,543,000 | 38,125,000 |
| Allowance for loan losses | 415,000 | 406,000 | 465,000 | 540,000 |
| Securities available for sale | 21,818,000 | 22,239,000 | 18,744,000 | 18,525,000 |
| Securities held to maturity | 457,000 | 671,000 | 655,000 | 782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,225,000 | 45,420,000 | 42,511,000 | 45,342,000 |
| Interest-bearing deposits | 38,696,000 | 40,678,000 | 37,876,000 | 39,726,000 |
| Noninterest-bearing deposits | 4,529,000 | 4,742,000 | 4,635,000 | 5,616,000 |
| Equity capital | 6,133,000 | 6,172,000 | 6,647,000 | 6,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,325,000 | 3,483,000 | 4,604,000 |
| Interest expense | 627,000 | 1,318,000 | 1,944,000 | 2,493,000 |
| Net interest income | 493,000 | 1,007,000 | 1,539,000 | 2,111,000 |
| Noninterest income | 36,000 | 76,000 | 138,000 | 226,000 |
| Noninterest expense | 265,000 | 545,000 | 828,000 | 1,134,000 |
| Provision for loan losses | 0 | 8,000 | 117,000 | 217,000 |
| Pretax income | 266,000 | 540,000 | 752,000 | 1,006,000 |
| Income tax | 15,000 | 28,000 | 40,000 | 53,000 |
| Net income | 251,000 | 512,000 | 712,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,847,000 | 5,959,000 | 6,001,000 | 6,106,000 |
| Total capital | 6,262,000 | 6,365,000 | 6,466,000 | 6,571,000 |
| Risk-weighted assets | 37,251,000 | 39,148,000 | 37,272,000 | 37,110,000 |