Call reports 2025
SURETY BANK — 2025
What SURETY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 213,148,000 | 212,513,000 | 204,210,000 | 192,590,000 |
| Total loans | 69,443,000 | 85,494,000 | 81,294,000 | 89,595,000 |
| Allowance for loan losses | 1,110,000 | 1,111,000 | 1,112,000 | 1,112,000 |
| Securities available for sale | 30,734,000 | 29,865,000 | 32,154,000 | 31,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,416,000 | 193,042,000 | 182,470,000 | 165,839,000 |
| Interest-bearing deposits | 103,106,000 | 108,622,000 | 109,243,000 | 104,548,000 |
| Noninterest-bearing deposits | 90,310,000 | 84,420,000 | 73,227,000 | 61,291,000 |
| Equity capital | 19,496,000 | 19,319,000 | 21,358,000 | 22,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,804,000 | 5,824,000 | 7,835,000 |
| Interest expense | 658,000 | 1,361,000 | 2,188,000 | 2,906,000 |
| Net interest income | 1,138,000 | 2,443,000 | 3,636,000 | 4,929,000 |
| Noninterest income | 1,729,000 | 3,586,000 | 5,774,000 | 7,545,000 |
| Noninterest expense | 1,857,000 | 3,771,000 | 5,735,000 | 7,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,010,000 | 2,258,000 | 3,675,000 | 4,925,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,010,000 | 2,258,000 | 3,675,000 | 4,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,693,000 | 26,337,000 | 27,150,000 | 27,595,000 |
| Total capital | 26,803,000 | 27,448,000 | 28,262,000 | 28,707,000 |
| Risk-weighted assets | 99,103,000 | 103,660,000 | 100,352,000 | 108,390,000 |