Call reports 2023
SURETY BANK — 2023
What SURETY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 194,892,000 | 206,910,000 | 188,254,000 | 206,218,000 |
| Total loans | 78,894,000 | 77,235,000 | 75,011,000 | 81,604,000 |
| Allowance for loan losses | 984,000 | 998,000 | 1,006,000 | 1,056,000 |
| Securities available for sale | 31,278,000 | 31,246,000 | 29,213,000 | 32,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,957,000 | 176,101,000 | 171,453,000 | 187,247,000 |
| Interest-bearing deposits | 90,630,000 | 99,575,000 | 101,356,000 | 106,847,000 |
| Noninterest-bearing deposits | 87,327,000 | 76,526,000 | 70,097,000 | 80,400,000 |
| Equity capital | 16,742,000 | 17,067,000 | 15,061,000 | 18,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,689,000 | 3,426,000 | 5,299,000 | 7,476,000 |
| Interest expense | 283,000 | 603,000 | 1,202,000 | 1,908,000 |
| Net interest income | 1,406,000 | 2,823,000 | 4,097,000 | 5,568,000 |
| Noninterest income | 1,789,000 | 3,599,000 | 5,476,000 | 7,326,000 |
| Noninterest expense | 1,647,000 | 3,348,000 | 5,068,000 | 6,819,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,548,000 | 3,074,000 | 4,505,000 | 6,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,548,000 | 3,074,000 | 4,505,000 | 6,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,223,000 | 22,741,000 | 23,066,000 | 23,630,000 |
| Total capital | 23,207,000 | 23,739,000 | 24,072,000 | 24,686,000 |
| Risk-weighted assets | 98,459,000 | 94,735,000 | 92,636,000 | 99,626,000 |