Call reports 2020
SURETY BANK — 2020
What SURETY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 137,117,000 | 152,280,000 | 156,417,000 | 158,984,000 |
| Total loans | 71,127,000 | 77,452,000 | 74,205,000 | 72,768,000 |
| Allowance for loan losses | 960,000 | 962,000 | 961,000 | 965,000 |
| Securities available for sale | 20,450,000 | 21,501,000 | 21,096,000 | 22,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,552,000 | 136,348,000 | 139,852,000 | 141,014,000 |
| Interest-bearing deposits | 80,789,000 | 86,045,000 | 90,824,000 | 92,363,000 |
| Noninterest-bearing deposits | 41,763,000 | 50,303,000 | 49,028,000 | 48,651,000 |
| Equity capital | 14,369,000 | 15,685,000 | 16,176,000 | 16,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,526,000 | 3,775,000 | 5,203,000 |
| Interest expense | 251,000 | 485,000 | 690,000 | 872,000 |
| Net interest income | 1,037,000 | 2,041,000 | 3,085,000 | 4,331,000 |
| Noninterest income | 910,000 | 1,891,000 | 2,993,000 | 4,190,000 |
| Noninterest expense | 1,297,000 | 2,559,000 | 3,952,000 | 5,205,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 650,000 | 1,388,000 | 2,141,000 | 3,615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 650,000 | 1,388,000 | 2,141,000 | 3,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,667,000 | 15,003,000 | 15,353,000 | 16,022,000 |
| Total capital | 15,593,000 | 15,932,000 | 16,271,000 | 16,987,000 |
| Risk-weighted assets | 74,122,000 | 74,272,000 | 73,436,000 | 80,195,000 |