Call reports 2018
SURETY BANK — 2018
What SURETY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,915,000 | 123,317,000 | 116,848,000 | 125,171,000 |
| Total loans | 62,456,000 | 68,850,000 | 70,902,000 | 72,489,000 |
| Allowance for loan losses | 882,000 | 884,000 | 934,000 | 935,000 |
| Securities available for sale | 24,258,000 | 23,875,000 | 23,252,000 | 22,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,926,000 | 97,597,000 | 93,609,000 | 94,680,000 |
| Interest-bearing deposits | 70,486,000 | 69,398,000 | 64,899,000 | 62,610,000 |
| Noninterest-bearing deposits | 26,440,000 | 28,199,000 | 28,710,000 | 32,070,000 |
| Equity capital | 11,782,000 | 12,489,000 | 12,701,000 | 12,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,151,000 | 2,286,000 | 3,457,000 | 4,676,000 |
| Interest expense | 176,000 | 366,000 | 596,000 | 863,000 |
| Net interest income | 975,000 | 1,920,000 | 2,861,000 | 3,813,000 |
| Noninterest income | 476,000 | 1,757,000 | 2,215,000 | 2,877,000 |
| Noninterest expense | 1,137,000 | 2,175,000 | 3,129,000 | 4,385,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 314,000 | 1,502,000 | 1,897,000 | 2,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 314,000 | 1,502,000 | 1,897,000 | 2,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,188,000 | 12,974,000 | 13,369,000 | 13,325,000 |
| Total capital | 13,070,000 | 13,858,000 | 14,302,000 | 14,260,000 |
| Risk-weighted assets | 71,864,000 | 76,806,000 | 74,624,000 | 79,036,000 |