Call reports 2017
SURETY BANK — 2017
What SURETY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 97,261,000 | 97,098,000 | 106,395,000 | 111,630,000 |
| Total loans | 48,915,000 | 51,431,000 | 57,789,000 | 62,657,000 |
| Allowance for loan losses | 1,163,000 | 868,000 | 874,000 | 880,000 |
| Securities available for sale | 27,767,000 | 26,878,000 | 25,228,000 | 24,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,986,000 | 84,247,000 | 93,328,000 | 87,598,000 |
| Interest-bearing deposits | 63,058,000 | 63,653,000 | 66,558,000 | 64,292,000 |
| Noninterest-bearing deposits | 21,928,000 | 20,594,000 | 26,771,000 | 23,306,000 |
| Equity capital | 12,056,000 | 12,642,000 | 12,385,000 | 12,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,003,000 | 2,956,000 | 4,033,000 |
| Interest expense | 106,000 | 212,000 | 329,000 | 465,000 |
| Net interest income | 941,000 | 1,791,000 | 2,627,000 | 3,568,000 |
| Noninterest income | 260,000 | 586,000 | 1,051,000 | 1,475,000 |
| Noninterest expense | 873,000 | 1,881,000 | 2,941,000 | 4,030,000 |
| Provision for loan losses | 0 | -300,000 | -300,000 | -300,000 |
| Pretax income | 328,000 | 796,000 | 1,037,000 | 1,313,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 328,000 | 796,000 | 1,037,000 | 1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,056,000 | 12,364,000 | 12,202,000 | 12,479,000 |
| Total capital | 12,774,000 | 13,134,000 | 13,037,000 | 13,349,000 |
| Risk-weighted assets | 56,996,000 | 61,502,000 | 66,758,000 | 69,623,000 |