Call reports 2016
SURETY BANK — 2016
What SURETY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 91,656,000 | 91,876,000 | 93,003,000 | 95,426,000 |
| Total loans | 50,658,000 | 50,283,000 | 51,974,000 | 52,425,000 |
| Allowance for loan losses | 1,127,000 | 1,133,000 | 1,145,000 | 1,157,000 |
| Securities available for sale | 29,589,000 | 29,783,000 | 29,585,000 | 28,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,697,000 | 78,803,000 | 79,581,000 | 82,414,000 |
| Interest-bearing deposits | 65,589,000 | 64,423,000 | 63,142,000 | 63,374,000 |
| Noninterest-bearing deposits | 13,108,000 | 14,380,000 | 16,438,000 | 19,040,000 |
| Equity capital | 12,760,000 | 12,881,000 | 13,182,000 | 11,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 995,000 | 1,982,000 | 2,967,000 | 3,977,000 |
| Interest expense | 158,000 | 307,000 | 443,000 | 559,000 |
| Net interest income | 837,000 | 1,675,000 | 2,524,000 | 3,418,000 |
| Noninterest income | 521,000 | 714,000 | 951,000 | 1,250,000 |
| Noninterest expense | 770,000 | 1,551,000 | 2,328,000 | 3,177,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 589,000 | 841,000 | 1,150,000 | 1,494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 589,000 | 841,000 | 1,150,000 | 1,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,273,000 | 12,123,000 | 12,432,000 | 11,769,000 |
| Total capital | 12,986,000 | 12,840,000 | 13,186,000 | 12,495,000 |
| Risk-weighted assets | 56,627,000 | 56,960,000 | 59,939,000 | 57,666,000 |