Call reports 2015
SURETY BANK — 2015
What SURETY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 96,461,000 | 99,220,000 | 96,625,000 | 92,958,000 |
| Total loans | 50,653,000 | 50,887,000 | 51,734,000 | 52,635,000 |
| Allowance for loan losses | 1,124,000 | 1,144,000 | 1,175,000 | 1,154,000 |
| Securities available for sale | 28,232,000 | 27,384,000 | 27,474,000 | 28,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,574,000 | 87,569,000 | 84,278,000 | 80,371,000 |
| Interest-bearing deposits | 71,347,000 | 73,287,000 | 70,857,000 | 67,270,000 |
| Noninterest-bearing deposits | 13,228,000 | 14,282,000 | 13,421,000 | 13,102,000 |
| Equity capital | 11,678,000 | 11,360,000 | 12,102,000 | 11,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,099,000 | 3,136,000 | 4,160,000 |
| Interest expense | 183,000 | 366,000 | 538,000 | 706,000 |
| Net interest income | 905,000 | 1,733,000 | 2,598,000 | 3,454,000 |
| Noninterest income | 294,000 | 370,000 | 522,000 | 804,000 |
| Noninterest expense | 824,000 | 1,566,000 | 2,304,000 | 3,209,000 |
| Provision for loan losses | 77,000 | 97,000 | -103,000 | -103,000 |
| Pretax income | 298,000 | 440,000 | 919,000 | 1,152,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 440,000 | 919,000 | 1,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,233,000 | 11,375,000 | 11,854,000 | 11,684,000 |
| Total capital | 11,963,000 | 12,098,000 | 12,572,000 | 12,401,000 |
| Risk-weighted assets | 58,010,000 | 57,428,000 | 57,017,000 | 56,910,000 |