Call reports 2014
SURETY BANK — 2014
What SURETY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,921,000 | 97,703,000 | 96,688,000 | 91,802,000 |
| Total loans | 57,491,000 | 55,029,000 | 54,062,000 | 53,808,000 |
| Allowance for loan losses | 918,000 | 935,000 | 915,000 | 1,081,000 |
| Securities available for sale | 27,902,000 | 28,036,000 | 27,996,000 | 28,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,495,000 | 86,881,000 | 85,486,000 | 80,462,000 |
| Interest-bearing deposits | 74,780,000 | 73,322,000 | 72,183,000 | 69,635,000 |
| Noninterest-bearing deposits | 14,715,000 | 13,559,000 | 13,303,000 | 10,826,000 |
| Equity capital | 10,116,000 | 10,482,000 | 10,838,000 | 11,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,236,000 | 3,394,000 | 4,463,000 |
| Interest expense | 232,000 | 446,000 | 652,000 | 837,000 |
| Net interest income | 936,000 | 1,790,000 | 2,742,000 | 3,626,000 |
| Noninterest income | 213,000 | 234,000 | 406,000 | 691,000 |
| Noninterest expense | 752,000 | 1,621,000 | 2,426,000 | 3,225,000 |
| Provision for loan losses | 683,000 | 726,000 | 803,000 | 1,130,000 |
| Pretax income | -286,000 | -323,000 | -81,000 | 255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -286,000 | -323,000 | -81,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,394,000 | 10,357,000 | 10,599,000 | 10,935,000 |
| Total capital | 11,214,000 | 11,174,000 | 11,388,000 | 11,683,000 |
| Risk-weighted assets | 65,505,000 | 65,203,000 | 63,018,000 | 59,524,000 |