Call reports 2013
SURETY BANK — 2013
What SURETY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,782,000 | 105,432,000 | 102,844,000 | 99,656,000 |
| Total loans | 69,168,000 | 65,607,000 | 64,168,000 | 61,902,000 |
| Allowance for loan losses | 4,059,000 | 2,585,000 | 1,611,000 | 1,097,000 |
| Securities available for sale | 28,745,000 | 29,211,000 | 28,382,000 | 28,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,955,000 | 93,963,000 | 91,901,000 | 89,325,000 |
| Interest-bearing deposits | 80,120,000 | 81,990,000 | 79,667,000 | 77,907,000 |
| Noninterest-bearing deposits | 13,835,000 | 11,973,000 | 12,234,000 | 11,418,000 |
| Equity capital | 11,500,000 | 11,074,000 | 10,565,000 | 9,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,318,000 | 2,605,000 | 3,795,000 | 4,952,000 |
| Interest expense | 346,000 | 683,000 | 1,000,000 | 1,280,000 |
| Net interest income | 972,000 | 1,922,000 | 2,795,000 | 3,672,000 |
| Noninterest income | 83,000 | 154,000 | 312,000 | 586,000 |
| Noninterest expense | 695,000 | 1,156,000 | 1,825,000 | 3,449,000 |
| Provision for loan losses | 0 | 0 | 155,000 | 255,000 |
| Pretax income | 378,000 | 938,000 | 1,145,000 | 587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 938,000 | 1,145,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,472,000 | 11,031,000 | 11,238,000 | 10,680,000 |
| Total capital | 11,422,000 | 11,915,000 | 12,125,000 | 11,540,000 |
| Risk-weighted assets | 72,922,000 | 70,770,000 | 70,205,000 | 68,557,000 |