Call reports 2012
SURETY BANK — 2012
What SURETY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,055,000 | 108,897,000 | 107,395,000 | 104,819,000 |
| Total loans | 79,864,000 | 77,541,000 | 75,443,000 | 70,299,000 |
| Allowance for loan losses | 2,942,000 | 3,876,000 | 3,830,000 | 3,942,000 |
| Securities available for sale | 21,053,000 | 23,920,000 | 25,630,000 | 27,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,579,000 | 97,210,000 | 95,450,000 | 93,057,000 |
| Interest-bearing deposits | 85,284,000 | 84,597,000 | 82,958,000 | 80,328,000 |
| Noninterest-bearing deposits | 13,295,000 | 12,613,000 | 12,492,000 | 12,729,000 |
| Equity capital | 12,026,000 | 11,203,000 | 11,503,000 | 11,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 2,961,000 | 4,375,000 | 5,695,000 |
| Interest expense | 534,000 | 1,023,000 | 1,471,000 | 1,869,000 |
| Net interest income | 988,000 | 1,938,000 | 2,904,000 | 3,826,000 |
| Noninterest income | 22,000 | 91,000 | 106,000 | 115,000 |
| Noninterest expense | 605,000 | 1,195,000 | 1,809,000 | 2,500,000 |
| Provision for loan losses | 135,000 | 1,595,000 | 1,804,000 | 2,249,000 |
| Pretax income | 323,000 | -688,000 | -530,000 | -731,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 323,000 | -688,000 | -530,000 | -731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,147,000 | 10,137,000 | 10,295,000 | 10,093,000 |
| Total capital | 12,230,000 | 11,191,000 | 11,326,000 | 11,052,000 |
| Risk-weighted assets | 84,784,000 | 81,508,000 | 79,430,000 | 73,716,000 |