Call reports 2011
SURETY BANK — 2011
What SURETY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 119,207,000 | 116,666,000 | 113,829,000 | 111,664,000 |
| Total loans | 91,263,000 | 87,262,000 | 82,006,000 | 80,834,000 |
| Allowance for loan losses | 3,943,000 | 3,019,000 | 3,111,000 | 3,059,000 |
| Securities available for sale | 18,570,000 | 19,051,000 | 18,862,000 | 20,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,297,000 | 104,999,000 | 101,853,000 | 99,500,000 |
| Interest-bearing deposits | 97,674,000 | 94,647,000 | 91,733,000 | 87,368,000 |
| Noninterest-bearing deposits | 9,623,000 | 10,352,000 | 10,120,000 | 12,132,000 |
| Equity capital | 11,034,000 | 10,840,000 | 11,283,000 | 11,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,684,000 | 3,320,000 | 4,888,000 | 6,402,000 |
| Interest expense | 766,000 | 1,512,000 | 2,210,000 | 2,837,000 |
| Net interest income | 918,000 | 1,808,000 | 2,678,000 | 3,565,000 |
| Noninterest income | 31,000 | -90,000 | -334,000 | -234,000 |
| Noninterest expense | 987,000 | 2,183,000 | 2,879,000 | 3,565,000 |
| Provision for loan losses | 88,000 | 318,000 | 318,000 | 330,000 |
| Pretax income | -126,000 | -783,000 | -771,000 | -482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -126,000 | -783,000 | -771,000 | -482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,180,000 | 10,524,000 | 10,536,000 | 10,825,000 |
| Total capital | 12,427,000 | 11,718,000 | 11,671,000 | 11,930,000 |
| Risk-weighted assets | 96,436,000 | 93,306,000 | 88,071,000 | 86,269,000 |