Call reports 2010
SURETY BANK — 2010
What SURETY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 138,598,000 | 135,028,000 | 127,871,000 | 121,203,000 |
| Total loans | 101,237,000 | 101,197,000 | 99,547,000 | 93,772,000 |
| Allowance for loan losses | 2,684,000 | 3,423,000 | 4,331,000 | 4,439,000 |
| Securities available for sale | 21,929,000 | 21,505,000 | 21,481,000 | 18,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,021,000 | 122,150,000 | 115,470,000 | 109,579,000 |
| Interest-bearing deposits | 118,025,000 | 114,058,000 | 107,906,000 | 99,688,000 |
| Noninterest-bearing deposits | 6,995,000 | 8,092,000 | 7,564,000 | 9,891,000 |
| Equity capital | 9,704,000 | 12,011,000 | 11,517,000 | 10,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,098,000 | 4,037,000 | 5,797,000 | 7,526,000 |
| Interest expense | 990,000 | 1,950,000 | 2,836,000 | 3,652,000 |
| Net interest income | 1,108,000 | 2,087,000 | 2,961,000 | 3,874,000 |
| Noninterest income | 61,000 | 132,000 | 194,000 | 161,000 |
| Noninterest expense | 552,000 | 1,004,000 | 1,797,000 | 2,934,000 |
| Provision for loan losses | 150,000 | 1,453,000 | 2,553,000 | 4,131,000 |
| Pretax income | 531,000 | -174,000 | -1,131,000 | -2,863,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | -174,000 | -1,131,000 | -2,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,647,000 | 11,909,000 | 10,952,000 | 11,297,000 |
| Total capital | 11,049,000 | 13,275,000 | 12,294,000 | 12,576,000 |
| Risk-weighted assets | 110,839,000 | 107,719,000 | 104,245,000 | 98,371,000 |