Call reports 2009
SURETY BANK — 2009
What SURETY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 122,095,000 | 129,540,000 | 137,525,000 | 133,164,000 |
| Total loans | 92,970,000 | 97,199,000 | 98,588,000 | 101,202,000 |
| Allowance for loan losses | 2,049,000 | 2,119,000 | 1,693,000 | 2,601,000 |
| Securities available for sale | 21,122,000 | 20,460,000 | 22,390,000 | 25,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,998,000 | 118,379,000 | 126,345,000 | 123,207,000 |
| Interest-bearing deposits | 105,030,000 | 112,383,000 | 119,805,000 | 117,434,000 |
| Noninterest-bearing deposits | 5,968,000 | 5,996,000 | 6,540,000 | 5,773,000 |
| Equity capital | 10,081,000 | 10,255,000 | 10,191,000 | 9,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,974,000 | 5,957,000 | 7,983,000 |
| Interest expense | 1,108,000 | 2,210,000 | 3,339,000 | 4,417,000 |
| Net interest income | 802,000 | 1,764,000 | 2,618,000 | 3,566,000 |
| Noninterest income | 33,000 | 61,000 | 98,000 | 134,000 |
| Noninterest expense | 442,000 | 911,000 | 1,470,000 | 2,658,000 |
| Provision for loan losses | 150,000 | 300,000 | 1,750,000 | 2,275,000 |
| Pretax income | 243,000 | 614,000 | -504,000 | -1,233,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 243,000 | 614,000 | -504,000 | -1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,828,000 | 11,080,000 | 9,843,000 | 9,115,000 |
| Total capital | 12,121,000 | 12,411,000 | 11,221,000 | 10,527,000 |
| Risk-weighted assets | 102,692,000 | 105,123,000 | 109,939,000 | 111,740,000 |