Call reports 2007
SURETY BANK — 2007
What SURETY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 99,750,000 | 101,748,000 | 101,912,000 | 104,451,000 |
| Total loans | 74,140,000 | 73,800,000 | 72,087,000 | 73,035,000 |
| Allowance for loan losses | 1,015,000 | 1,024,000 | 1,033,000 | 1,042,000 |
| Securities available for sale | 11,991,000 | 10,577,000 | 11,339,000 | 14,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,223,000 | 89,984,000 | 89,462,000 | 92,745,000 |
| Interest-bearing deposits | 80,620,000 | 83,134,000 | 82,874,000 | 85,992,000 |
| Noninterest-bearing deposits | 7,603,000 | 6,850,000 | 6,589,000 | 6,753,000 |
| Equity capital | 10,769,000 | 11,103,000 | 11,595,000 | 11,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,868,000 | 3,870,000 | 5,891,000 | 7,807,000 |
| Interest expense | 890,000 | 1,852,000 | 2,843,000 | 3,847,000 |
| Net interest income | 978,000 | 2,018,000 | 3,048,000 | 3,960,000 |
| Noninterest income | 37,000 | 77,000 | 118,000 | 154,000 |
| Noninterest expense | 413,000 | 791,000 | 1,189,000 | 1,621,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 593,000 | 1,286,000 | 1,950,000 | 2,457,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 593,000 | 1,286,000 | 1,950,000 | 2,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,526,000 | 10,982,000 | 11,407,000 | 10,843,000 |
| Total capital | 11,495,000 | 11,999,000 | 12,407,000 | 11,845,000 |
| Risk-weighted assets | 77,453,000 | 81,387,000 | 79,929,000 | 80,724,000 |