Call reports 2006
SURETY BANK — 2006
What SURETY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,878,000 | 82,779,000 | 86,051,000 | 91,921,000 |
| Total loans | 60,187,000 | 62,236,000 | 66,283,000 | 69,979,000 |
| Allowance for loan losses | 988,000 | 994,000 | 1,000,000 | 1,006,000 |
| Securities available for sale | 13,038,000 | 12,917,000 | 12,263,000 | 12,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,310,000 | 72,098,000 | 74,666,000 | 81,031,000 |
| Interest-bearing deposits | 63,544,000 | 65,430,000 | 68,668,000 | 74,258,000 |
| Noninterest-bearing deposits | 6,766,000 | 6,669,000 | 5,998,000 | 6,772,000 |
| Equity capital | 9,932,000 | 10,235,000 | 10,746,000 | 10,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,441,000 | 2,981,000 | 4,648,000 | 6,388,000 |
| Interest expense | 594,000 | 1,229,000 | 1,925,000 | 2,707,000 |
| Net interest income | 847,000 | 1,752,000 | 2,723,000 | 3,681,000 |
| Noninterest income | 31,000 | 63,000 | 109,000 | 142,000 |
| Noninterest expense | 377,000 | 767,000 | 1,171,000 | 1,571,000 |
| Provision for loan losses | 3,000 | 9,000 | 15,000 | 21,000 |
| Pretax income | 498,000 | 1,039,000 | 1,646,000 | 2,231,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 497,000 | 1,038,000 | 1,645,000 | 2,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,630,000 | 10,052,000 | 10,420,000 | 10,053,000 |
| Total capital | 10,422,000 | 10,882,000 | 11,287,000 | 10,984,000 |
| Risk-weighted assets | 63,134,000 | 66,214,000 | 69,239,000 | 74,389,000 |