Call reports 2004
SURETY BANK — 2004
What SURETY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 73,021,000 | 72,851,000 | 75,593,000 | 75,839,000 |
| Total loans | 48,416,000 | 50,403,000 | 51,108,000 | 50,378,000 |
| Allowance for loan losses | 900,000 | 906,000 | 952,000 | 958,000 |
| Securities available for sale | 14,239,000 | 13,567,000 | 14,500,000 | 14,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,347,000 | 63,574,000 | 65,559,000 | 66,253,000 |
| Interest-bearing deposits | 58,200,000 | 57,355,000 | 58,850,000 | 59,830,000 |
| Noninterest-bearing deposits | 5,147,000 | 6,219,000 | 6,709,000 | 6,423,000 |
| Equity capital | 9,316,000 | 8,893,000 | 9,605,000 | 9,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,174,000 | 2,321,000 | 3,492,000 | 4,688,000 |
| Interest expense | 479,000 | 958,000 | 1,444,000 | 1,935,000 |
| Net interest income | 695,000 | 1,363,000 | 2,048,000 | 2,753,000 |
| Noninterest income | 28,000 | 203,000 | 236,000 | 266,000 |
| Noninterest expense | 341,000 | 694,000 | 1,046,000 | 1,447,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 376,000 | 860,000 | 1,220,000 | 1,548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 376,000 | 860,000 | 1,220,000 | 1,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,357,000 | 8,603,000 | 8,815,000 | 8,606,000 |
| Total capital | 9,026,000 | 9,285,000 | 9,511,000 | 9,290,000 |
| Risk-weighted assets | 53,259,000 | 54,321,000 | 55,459,000 | 54,443,000 |