Call reports 2003
SURETY BANK — 2003
What SURETY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 71,902,000 | 73,837,000 | 73,384,000 | 71,754,000 |
| Total loans | 50,940,000 | 49,619,000 | 48,813,000 | 50,188,000 |
| Allowance for loan losses | 832,000 | 850,000 | 868,000 | 894,000 |
| Securities available for sale | 13,623,000 | 14,249,000 | 13,706,000 | 13,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,435,000 | 64,621,000 | 64,454,000 | 62,845,000 |
| Interest-bearing deposits | 58,130,000 | 59,398,000 | 59,654,000 | 57,718,000 |
| Noninterest-bearing deposits | 5,305,000 | 5,222,000 | 4,800,000 | 5,127,000 |
| Equity capital | 8,052,000 | 8,826,000 | 8,486,000 | 8,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,393,000 | 3,619,000 | 4,840,000 |
| Interest expense | 545,000 | 1,075,000 | 1,600,000 | 2,105,000 |
| Net interest income | 628,000 | 1,318,000 | 2,019,000 | 2,735,000 |
| Noninterest income | 35,000 | 74,000 | 113,000 | 142,000 |
| Noninterest expense | 322,000 | 649,000 | 991,000 | 1,333,000 |
| Provision for loan losses | 16,000 | 34,000 | 52,000 | 63,000 |
| Pretax income | 325,000 | 709,000 | 1,089,000 | 1,481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 709,000 | 1,089,000 | 1,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,718,000 | 7,864,000 | 8,065,000 | 7,981,000 |
| Total capital | 8,383,000 | 8,529,000 | 8,732,000 | 8,645,000 |
| Risk-weighted assets | 53,042,000 | 53,002,000 | 53,172,000 | 52,864,000 |