Call reports 2002
SURETY BANK — 2002
What SURETY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 67,016,000 | 67,344,000 | 69,911,000 | 69,805,000 |
| Total loans | 44,358,000 | 46,694,000 | 47,706,000 | 48,728,000 |
| Allowance for loan losses | 776,000 | 789,000 | 803,000 | 816,000 |
| Securities available for sale | 10,325,000 | 13,511,000 | 13,954,000 | 13,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,523,000 | 59,534,000 | 61,315,000 | 61,626,000 |
| Interest-bearing deposits | 55,441,000 | 55,439,000 | 56,851,000 | 56,989,000 |
| Noninterest-bearing deposits | 4,082,000 | 4,095,000 | 4,464,000 | 4,638,000 |
| Equity capital | 7,000,000 | 7,389,000 | 8,074,000 | 7,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 2,319,000 | 3,464,000 | 4,617,000 |
| Interest expense | 605,000 | 1,203,000 | 1,825,000 | 2,433,000 |
| Net interest income | 527,000 | 1,116,000 | 1,639,000 | 2,184,000 |
| Noninterest income | 46,000 | 71,000 | 145,000 | 178,000 |
| Noninterest expense | 326,000 | 619,000 | 931,000 | 1,265,000 |
| Provision for loan losses | 14,000 | 27,000 | 41,000 | 188,000 |
| Pretax income | 233,000 | 541,000 | 812,000 | 909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 541,000 | 812,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,192,000 | 7,262,000 | 7,414,000 | 7,393,000 |
| Total capital | 7,771,000 | 7,869,000 | 8,032,000 | 8,034,000 |
| Risk-weighted assets | 46,162,000 | 48,390,000 | 49,523,000 | 51,139,000 |