Call reports 2001
SURETY BANK — 2001
What SURETY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,791,000 | 64,700,000 | 67,957,000 | 67,656,000 |
| Total loans | 43,514,000 | 44,134,000 | 45,973,000 | 44,912,000 |
| Allowance for loan losses | 724,000 | 745,000 | 758,000 | 764,000 |
| Securities available for sale | 6,965,000 | 8,447,000 | 10,346,000 | 10,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,238,000 | 57,296,000 | 60,144,000 | 60,560,000 |
| Interest-bearing deposits | 53,200,000 | 53,354,000 | 55,584,000 | 56,530,000 |
| Noninterest-bearing deposits | 4,038,000 | 3,942,000 | 4,560,000 | 4,031,000 |
| Equity capital | 6,962,000 | 6,941,000 | 7,215,000 | 6,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,641,000 | 3,864,000 | 5,024,000 |
| Interest expense | 729,000 | 1,443,000 | 2,167,000 | 2,853,000 |
| Net interest income | 563,000 | 1,198,000 | 1,697,000 | 2,171,000 |
| Noninterest income | 28,000 | 55,000 | 80,000 | 109,000 |
| Noninterest expense | 304,000 | 665,000 | 963,000 | 1,326,000 |
| Provision for loan losses | 21,000 | 42,000 | 55,000 | 69,000 |
| Pretax income | 266,000 | 546,000 | 759,000 | 885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 266,000 | 546,000 | 759,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,965,000 | 7,037,000 | 7,132,000 | 6,960,000 |
| Total capital | 7,520,000 | 7,609,000 | 7,725,000 | 7,558,000 |
| Risk-weighted assets | 44,233,000 | 45,583,000 | 47,291,000 | 47,656,000 |