Call reports 2012
HEARTLAND COMMUNITY BANK — 2012
What HEARTLAND COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 238,144,000 | 248,602,000 |
| Total loans | 135,869,000 | 132,565,000 |
| Allowance for loan losses | 3,700,000 | 3,955,000 |
| Securities available for sale | 63,412,000 | 64,008,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 211,212,000 | 220,989,000 |
| Interest-bearing deposits | 156,618,000 | 152,091,000 |
| Noninterest-bearing deposits | 54,594,000 | 68,898,000 |
| Equity capital | 24,288,000 | 24,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 2,487,000 | 4,806,000 |
| Interest expense | 273,000 | 541,000 |
| Net interest income | 2,214,000 | 4,265,000 |
| Noninterest income | 590,000 | 964,000 |
| Noninterest expense | 2,134,000 | 4,632,000 |
| Provision for loan losses | 400,000 | 650,000 |
| Pretax income | 270,000 | 29,000 |
| Income tax | 4,000 | -146,000 |
| Net income | 266,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 23,066,000 | 22,316,000 |
| Total capital | 24,954,000 | 24,137,000 |
| Risk-weighted assets | 149,190,000 | 143,556,000 |