Call reports 2011
HEARTLAND COMMUNITY BANK — 2011
What HEARTLAND COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 229,295,000 | 241,379,000 | 235,088,000 | 245,225,000 |
| Total loans | 141,843,000 | 141,313,000 | 142,971,000 | 138,413,000 |
| Allowance for loan losses | 3,461,000 | 4,055,000 | 4,344,000 | 3,295,000 |
| Securities available for sale | 57,216,000 | 58,776,000 | 53,907,000 | 60,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,524,000 | 203,545,000 | 209,016,000 | 218,709,000 |
| Interest-bearing deposits | 141,063,000 | 139,658,000 | 150,183,000 | 149,027,000 |
| Noninterest-bearing deposits | 50,461,000 | 63,887,000 | 58,833,000 | 69,682,000 |
| Equity capital | 22,400,000 | 23,240,000 | 23,640,000 | 23,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,608,000 | 5,232,000 | 7,846,000 | 10,402,000 |
| Interest expense | 367,000 | 732,000 | 1,086,000 | 1,380,000 |
| Net interest income | 2,241,000 | 4,500,000 | 6,760,000 | 9,022,000 |
| Noninterest income | 680,000 | 1,373,000 | 1,790,000 | 2,560,000 |
| Noninterest expense | 2,178,000 | 4,342,000 | 6,693,000 | 9,068,000 |
| Provision for loan losses | 925,000 | 1,525,000 | 1,875,000 | 2,475,000 |
| Pretax income | -147,000 | 41,000 | 250,000 | 308,000 |
| Income tax | -111,000 | -99,000 | -87,000 | -171,000 |
| Net income | -36,000 | 140,000 | 337,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,927,000 | 22,004,000 | 22,798,000 | 22,746,000 |
| Total capital | 23,930,000 | 23,973,000 | 24,772,000 | 24,670,000 |
| Risk-weighted assets | 158,749,000 | 155,394,000 | 155,557,000 | 152,566,000 |