Call reports 2010
HEARTLAND COMMUNITY BANK — 2010
What HEARTLAND COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 255,333,000 | 235,757,000 | 237,396,000 | 232,703,000 |
| Total loans | 155,501,000 | 153,431,000 | 153,167,000 | 146,912,000 |
| Allowance for loan losses | 3,760,000 | 3,895,000 | 4,537,000 | 3,032,000 |
| Securities available for sale | 51,756,000 | 52,733,000 | 55,344,000 | 57,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,667,000 | 190,568,000 | 191,394,000 | 196,560,000 |
| Interest-bearing deposits | 180,461,000 | 161,017,000 | 162,359,000 | 168,374,000 |
| Noninterest-bearing deposits | 30,206,000 | 29,551,000 | 29,035,000 | 28,186,000 |
| Equity capital | 22,490,000 | 23,097,000 | 23,484,000 | 22,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,823,000 | 5,598,000 | 8,332,000 | 11,024,000 |
| Interest expense | 553,000 | 1,075,000 | 1,561,000 | 1,967,000 |
| Net interest income | 2,270,000 | 4,523,000 | 6,771,000 | 9,057,000 |
| Noninterest income | 684,000 | 1,395,000 | 2,154,000 | 2,346,000 |
| Noninterest expense | 2,287,000 | 4,526,000 | 6,912,000 | 9,249,000 |
| Provision for loan losses | 1,000,000 | 1,400,000 | 2,100,000 | 2,750,000 |
| Pretax income | -310,000 | 164,000 | 151,000 | -356,000 |
| Income tax | -196,000 | -87,000 | -143,000 | -385,000 |
| Net income | -114,000 | 251,000 | 294,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,661,000 | 22,313,000 | 22,287,000 | 21,858,000 |
| Total capital | 23,722,000 | 24,340,000 | 24,379,000 | 23,874,000 |
| Risk-weighted assets | 164,548,000 | 162,275,000 | 164,877,000 | 160,302,000 |