Call reports 2009
HEARTLAND COMMUNITY BANK — 2009
What HEARTLAND COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 229,298,000 | 233,701,000 | 239,298,000 | 242,862,000 |
| Total loans | 162,126,000 | 159,843,000 | 160,134,000 | 157,108,000 |
| Allowance for loan losses | 2,827,000 | 1,985,000 | 2,853,000 | 3,421,000 |
| Securities available for sale | 40,301,000 | 43,049,000 | 48,331,000 | 49,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,964,000 | 194,126,000 | 196,983,000 | 201,002,000 |
| Interest-bearing deposits | 160,034,000 | 168,708,000 | 158,833,000 | 170,477,000 |
| Noninterest-bearing deposits | 22,930,000 | 25,418,000 | 38,150,000 | 30,525,000 |
| Equity capital | 17,031,000 | 17,445,000 | 22,460,000 | 21,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,853,000 | 5,724,000 | 8,546,000 | 11,466,000 |
| Interest expense | 800,000 | 1,551,000 | 2,242,000 | 2,841,000 |
| Net interest income | 2,053,000 | 4,173,000 | 6,304,000 | 8,625,000 |
| Noninterest income | 615,000 | 1,174,000 | 1,924,000 | 2,578,000 |
| Noninterest expense | 2,398,000 | 4,638,000 | 6,975,000 | 9,524,000 |
| Provision for loan losses | 300,000 | 700,000 | 2,350,000 | 3,540,000 |
| Pretax income | -30,000 | 9,000 | -1,097,000 | -1,861,000 |
| Income tax | -137,000 | -206,000 | -663,000 | -983,000 |
| Net income | 107,000 | 215,000 | -434,000 | -878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,862,000 | 17,971,000 | 22,322,000 | 21,251,000 |
| Total capital | 19,941,000 | 19,956,000 | 24,401,000 | 23,377,000 |
| Risk-weighted assets | 165,554,000 | 165,480,000 | 165,563,000 | 168,765,000 |