Call reports 2007
HEARTLAND COMMUNITY BANK — 2007
What HEARTLAND COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 205,742,000 | 205,739,000 | 207,371,000 | 209,251,000 |
| Total loans | 138,585,000 | 141,956,000 | 144,911,000 | 150,577,000 |
| Allowance for loan losses | 1,830,000 | 1,930,000 | 1,833,000 | 2,042,000 |
| Securities available for sale | 45,956,000 | 45,209,000 | 42,558,000 | 39,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,803,000 | 172,244,000 | 170,100,000 | 171,476,000 |
| Interest-bearing deposits | 149,770,000 | 151,392,000 | 148,719,000 | 148,511,000 |
| Noninterest-bearing deposits | 20,033,000 | 20,852,000 | 21,381,000 | 22,965,000 |
| Equity capital | 18,257,000 | 18,203,000 | 18,396,000 | 18,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,196,000 | 6,527,000 | 9,866,000 | 13,323,000 |
| Interest expense | 1,401,000 | 2,915,000 | 4,503,000 | 6,064,000 |
| Net interest income | 1,795,000 | 3,612,000 | 5,363,000 | 7,259,000 |
| Noninterest income | 472,000 | 981,000 | 1,426,000 | 1,936,000 |
| Noninterest expense | 1,877,000 | 3,700,000 | 5,570,000 | 7,661,000 |
| Provision for loan losses | 0 | 20,000 | 80,000 | 345,000 |
| Pretax income | 390,000 | 873,000 | 1,132,000 | 1,182,000 |
| Income tax | 97,000 | 238,000 | 282,000 | 286,000 |
| Net income | 293,000 | 635,000 | 850,000 | 896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,544,000 | 18,743,000 | 18,635,000 | 18,687,000 |
| Total capital | 20,334,000 | 20,551,000 | 20,468,000 | 20,602,000 |
| Risk-weighted assets | 143,176,000 | 144,534,000 | 147,236,000 | 153,099,000 |