Call reports 2006
HEARTLAND COMMUNITY BANK — 2006
What HEARTLAND COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 199,991,000 | 200,675,000 | 212,574,000 | 204,563,000 |
| Total loans | 132,169,000 | 136,400,000 | 138,128,000 | 136,063,000 |
| Allowance for loan losses | 2,057,000 | 2,025,000 | 1,952,000 | 1,901,000 |
| Securities available for sale | 49,641,000 | 47,205,000 | 48,474,000 | 47,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,245,000 | 165,837,000 | 174,422,000 | 170,700,000 |
| Interest-bearing deposits | 149,469,000 | 144,627,000 | 150,708,000 | 150,223,000 |
| Noninterest-bearing deposits | 19,776,000 | 21,210,000 | 23,714,000 | 20,477,000 |
| Equity capital | 18,442,000 | 18,508,000 | 18,417,000 | 17,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,914,000 | 6,043,000 | 9,334,000 | 12,779,000 |
| Interest expense | 1,115,000 | 2,352,000 | 3,702,000 | 5,215,000 |
| Net interest income | 1,799,000 | 3,691,000 | 5,632,000 | 7,564,000 |
| Noninterest income | 612,000 | 1,070,000 | 1,549,000 | 2,023,000 |
| Noninterest expense | 1,771,000 | 3,590,000 | 5,265,000 | 7,028,000 |
| Provision for loan losses | 26,000 | 78,000 | 169,000 | 202,000 |
| Pretax income | 614,000 | 1,093,000 | 1,747,000 | 2,357,000 |
| Income tax | 193,000 | 330,000 | 539,000 | 712,000 |
| Net income | 421,000 | 763,000 | 1,208,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,092,000 | 19,434,000 | 18,892,000 | 18,338,000 |
| Total capital | 20,848,000 | 21,217,000 | 20,700,000 | 20,083,000 |
| Risk-weighted assets | 140,416,000 | 142,432,000 | 144,529,000 | 139,435,000 |