Call reports 2002
HEARTLAND COMMUNITY BANK — 2002
What HEARTLAND COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 188,455,000 | 170,269,000 | 175,409,000 | 176,629,000 |
| Total loans | 140,338,000 | 131,894,000 | 132,015,000 | 127,075,000 |
| Allowance for loan losses | 3,043,000 | 3,835,000 | 3,462,000 | 3,498,000 |
| Securities available for sale | 18,376,000 | 21,739,000 | 16,155,000 | 19,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,933,000 | 142,999,000 | 151,809,000 | 150,151,000 |
| Interest-bearing deposits | 140,328,000 | 123,593,000 | 131,703,000 | 131,378,000 |
| Noninterest-bearing deposits | 21,605,000 | 19,406,000 | 20,106,000 | 18,773,000 |
| Equity capital | 16,263,000 | 16,263,000 | 15,223,000 | 15,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,999,000 | 5,798,000 | 8,417,000 | 10,971,000 |
| Interest expense | 1,105,000 | 2,128,000 | 3,042,000 | 3,930,000 |
| Net interest income | 1,894,000 | 3,670,000 | 5,375,000 | 7,041,000 |
| Noninterest income | 440,000 | 571,000 | 840,000 | 1,355,000 |
| Noninterest expense | 1,575,000 | 3,334,000 | 5,147,000 | 7,022,000 |
| Provision for loan losses | 350,000 | 850,000 | 2,850,000 | 3,150,000 |
| Pretax income | 409,000 | 57,000 | -1,746,000 | -1,719,000 |
| Income tax | 156,000 | 8,000 | -709,000 | -705,000 |
| Net income | 253,000 | 49,000 | -1,037,000 | -1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,202,000 | 15,998,000 | 14,912,000 | 14,935,000 |
| Total capital | 17,956,000 | 17,667,000 | 16,535,000 | 16,553,000 |
| Risk-weighted assets | 139,186,000 | 131,361,000 | 128,001,000 | 127,581,000 |