Call reports 2001
HEARTLAND COMMUNITY BANK — 2001
What HEARTLAND COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 180,626,000 | 182,579,000 | 185,477,000 | 189,146,000 |
| Total loans | 138,009,000 | 148,802,000 | 155,423,000 | 151,233,000 |
| Allowance for loan losses | 2,709,000 | 2,604,000 | 2,698,000 | 3,400,000 |
| Securities available for sale | 21,095,000 | 21,523,000 | 17,210,000 | 17,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,516,000 | 159,241,000 | 161,562,000 | 163,013,000 |
| Interest-bearing deposits | 141,128,000 | 143,210,000 | 142,606,000 | 143,304,000 |
| Noninterest-bearing deposits | 14,388,000 | 16,031,000 | 18,956,000 | 19,709,000 |
| Equity capital | 13,913,000 | 14,091,000 | 14,566,000 | 16,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,708,000 | 7,405,000 | 11,069,000 | 14,372,000 |
| Interest expense | 1,944,000 | 3,794,000 | 5,405,000 | 6,722,000 |
| Net interest income | 1,764,000 | 3,611,000 | 5,664,000 | 7,650,000 |
| Noninterest income | 297,000 | 650,000 | 1,090,000 | 1,627,000 |
| Noninterest expense | 1,204,000 | 2,409,000 | 3,810,000 | 5,376,000 |
| Provision for loan losses | 272,000 | 996,000 | 1,387,000 | 2,967,000 |
| Pretax income | 591,000 | 862,000 | 1,563,000 | 940,000 |
| Income tax | 228,000 | 323,000 | 590,000 | 341,000 |
| Net income | 363,000 | 539,000 | 973,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,714,000 | 13,889,000 | 14,323,000 | 15,949,000 |
| Total capital | 15,433,000 | 15,755,000 | 16,184,000 | 17,752,000 |
| Risk-weighted assets | 136,541,000 | 147,850,000 | 148,072,000 | 142,629,000 |