Call reports 2012
FARMERS NATIONAL BANK OF CYNTHIANA, THE — 2012
What FARMERS NATIONAL BANK OF CYNTHIANA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 107,048,000 | 104,100,000 | 94,140,000 | 79,841,000 |
| Total loans | 43,873,000 | 41,711,000 | 41,083,000 | 37,342,000 |
| Allowance for loan losses | 3,770,000 | 3,784,000 | 3,686,000 | 3,623,000 |
| Securities available for sale | 54,431,000 | 52,108,000 | 47,405,000 | 34,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,925,000 | 80,666,000 | 71,156,000 | 69,413,000 |
| Interest-bearing deposits | 70,242,000 | 67,080,000 | 58,448,000 | 54,997,000 |
| Noninterest-bearing deposits | 13,683,000 | 13,586,000 | 12,708,000 | 14,416,000 |
| Equity capital | 12,073,000 | 12,331,000 | 11,876,000 | 9,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,701,000 | 2,562,000 | 3,304,000 |
| Interest expense | 280,000 | 547,000 | 795,000 | 2,802,000 |
| Net interest income | 604,000 | 1,154,000 | 1,767,000 | 502,000 |
| Noninterest income | 109,000 | 270,000 | 366,000 | 471,000 |
| Noninterest expense | 1,127,000 | 1,991,000 | 3,029,000 | 4,008,000 |
| Provision for loan losses | 900,000 | 1,370,000 | 1,490,000 | 1,490,000 |
| Pretax income | -1,315,000 | -1,939,000 | -2,388,000 | -3,771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,315,000 | -1,939,000 | -2,388,000 | -3,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,546,000 | 10,672,000 | 10,223,000 | 8,839,000 |
| Total capital | 11,236,000 | 11,329,000 | 10,857,000 | 9,395,000 |
| Risk-weighted assets | 52,082,000 | 49,424,000 | 47,697,000 | 41,419,000 |