Call reports 2011
FARMERS NATIONAL BANK OF CYNTHIANA, THE — 2011
What FARMERS NATIONAL BANK OF CYNTHIANA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 117,211,000 | 110,945,000 | 109,243,000 | 105,293,000 |
| Total loans | 51,624,000 | 50,474,000 | 48,696,000 | 46,352,000 |
| Allowance for loan losses | 3,097,000 | 2,929,000 | 3,032,000 | 3,421,000 |
| Securities available for sale | 57,341,000 | 57,366,000 | 55,986,000 | 52,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,968,000 | 76,460,000 | 80,773,000 | 81,875,000 |
| Interest-bearing deposits | 66,811,000 | 64,485,000 | 68,415,000 | 69,303,000 |
| Noninterest-bearing deposits | 13,157,000 | 11,975,000 | 12,358,000 | 12,572,000 |
| Equity capital | 14,559,000 | 14,132,000 | 14,257,000 | 12,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,111,000 | 3,280,000 | 4,190,000 |
| Interest expense | 366,000 | 705,000 | 1,013,000 | 1,308,000 |
| Net interest income | 682,000 | 1,406,000 | 2,267,000 | 2,882,000 |
| Noninterest income | 135,000 | 358,000 | 480,000 | 571,000 |
| Noninterest expense | 968,000 | 1,841,000 | 2,666,000 | 3,618,000 |
| Provision for loan losses | 370,000 | 1,510,000 | 1,655,000 | 3,355,000 |
| Pretax income | -521,000 | -1,587,000 | -1,574,000 | -3,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -521,000 | -1,587,000 | -1,574,000 | -3,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,359,000 | 12,294,000 | 12,306,000 | 10,361,000 |
| Total capital | 14,146,000 | 13,048,000 | 13,047,000 | 11,071,000 |
| Risk-weighted assets | 60,611,000 | 58,110,000 | 57,004,000 | 54,105,000 |