Call reports 2010
FARMERS NATIONAL BANK OF CYNTHIANA, THE — 2010
What FARMERS NATIONAL BANK OF CYNTHIANA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 137,733,000 | 131,568,000 | 121,010,000 | 116,821,000 |
| Total loans | 84,353,000 | 74,643,000 | 68,194,000 | 58,102,000 |
| Allowance for loan losses | 5,766,000 | 3,991,000 | 3,703,000 | 3,634,000 |
| Securities available for sale | 46,102,000 | 43,956,000 | 42,863,000 | 47,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,829,000 | 97,902,000 | 84,112,000 | 79,491,000 |
| Interest-bearing deposits | 89,298,000 | 84,744,000 | 70,841,000 | 67,188,000 |
| Noninterest-bearing deposits | 13,531,000 | 13,158,000 | 13,271,000 | 12,303,000 |
| Equity capital | 15,145,000 | 15,009,000 | 15,157,000 | 14,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 2,973,000 | 4,044,000 | 5,350,000 |
| Interest expense | 660,000 | 1,271,000 | 1,738,000 | 2,160,000 |
| Net interest income | 877,000 | 1,702,000 | 2,306,000 | 3,190,000 |
| Noninterest income | 140,000 | 265,000 | 459,000 | 661,000 |
| Noninterest expense | 986,000 | 1,796,000 | 2,786,000 | 3,253,000 |
| Provision for loan losses | 500,000 | 1,434,000 | 1,434,000 | 1,434,000 |
| Pretax income | -469,000 | -1,238,000 | -1,411,000 | -792,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -469,000 | -1,238,000 | -1,411,000 | -792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,204,000 | 13,436,000 | 13,262,000 | 13,881,000 |
| Total capital | 15,380,000 | 14,552,000 | 14,215,000 | 14,711,000 |
| Risk-weighted assets | 89,041,000 | 86,081,000 | 72,722,000 | 63,554,000 |