Call reports 2009
FARMERS NATIONAL BANK OF CYNTHIANA, THE — 2009
What FARMERS NATIONAL BANK OF CYNTHIANA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 168,288,000 | 149,243,000 | 149,625,000 | 145,698,000 |
| Total loans | 93,087,000 | 96,166,000 | 98,008,000 | 91,925,000 |
| Allowance for loan losses | 911,000 | 3,173,000 | 3,176,000 | 5,138,000 |
| Securities available for sale | 54,548,000 | 49,968,000 | 49,399,000 | 48,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,335,000 | 112,347,000 | 108,034,000 | 109,039,000 |
| Interest-bearing deposits | 103,167,000 | 98,884,000 | 94,057,000 | 94,027,000 |
| Noninterest-bearing deposits | 16,168,000 | 13,463,000 | 13,977,000 | 15,012,000 |
| Equity capital | 23,109,000 | 17,559,000 | 18,933,000 | 15,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,991,000 | 3,688,000 | 5,747,000 | 7,551,000 |
| Interest expense | 1,018,000 | 1,985,000 | 2,852,000 | 3,595,000 |
| Net interest income | 973,000 | 1,703,000 | 2,895,000 | 3,956,000 |
| Noninterest income | 171,000 | 353,000 | 524,000 | 772,000 |
| Noninterest expense | 768,000 | 1,894,000 | 2,789,000 | 4,623,000 |
| Provision for loan losses | 90,000 | 5,155,000 | 5,155,000 | 7,661,000 |
| Pretax income | 313,000 | -4,892,000 | -4,418,000 | -7,447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | -4,892,000 | -4,418,000 | -7,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,627,000 | 17,230,000 | 17,703,000 | 14,673,000 |
| Total capital | 23,538,000 | 18,589,000 | 19,081,000 | 16,005,000 |
| Risk-weighted assets | 119,606,000 | 111,726,000 | 111,897,000 | 104,299,000 |