Call reports 2008
FARMERS NATIONAL BANK OF CYNTHIANA, THE — 2008
What FARMERS NATIONAL BANK OF CYNTHIANA, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 142,844,000 | 140,498,000 | 150,906,000 | 156,855,000 |
| Total loans | 71,392,000 | 78,312,000 | 83,271,000 | 86,726,000 |
| Allowance for loan losses | 840,000 | 912,000 | 1,005,000 | 1,043,000 |
| Securities available for sale | 63,468,000 | 57,435,000 | 59,151,000 | 58,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,321,000 | 101,675,000 | 103,985,000 | 103,491,000 |
| Interest-bearing deposits | 66,386,000 | 88,036,000 | 91,315,000 | 90,750,000 |
| Noninterest-bearing deposits | 35,935,000 | 13,639,000 | 12,670,000 | 12,741,000 |
| Equity capital | 23,174,000 | 21,969,000 | 21,837,000 | 23,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,188,000 | 4,314,000 | 6,496,000 | 8,573,000 |
| Interest expense | 1,071,000 | 2,049,000 | 3,044,000 | 4,006,000 |
| Net interest income | 1,117,000 | 2,265,000 | 3,452,000 | 4,567,000 |
| Noninterest income | 196,000 | 407,000 | 611,000 | 809,000 |
| Noninterest expense | 716,000 | 1,435,000 | 2,151,000 | 4,011,000 |
| Provision for loan losses | 91,000 | 182,000 | 274,000 | 366,000 |
| Pretax income | 545,000 | 1,114,000 | 1,750,000 | 1,154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 545,000 | 1,114,000 | 1,750,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,695,000 | 22,767,000 | 23,113,000 | 22,517,000 |
| Total capital | 23,535,000 | 23,679,000 | 24,118,000 | 23,560,000 |
| Risk-weighted assets | 99,975,000 | 104,977,000 | 109,935,000 | 113,287,000 |