Call reports 2006
FARMERS NATIONAL BANK OF CYNTHIANA, THE — 2006
What FARMERS NATIONAL BANK OF CYNTHIANA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 123,980,000 | 124,632,000 | 130,194,000 | 130,917,000 |
| Total loans | 53,698,000 | 55,455,000 | 62,195,000 | 67,052,000 |
| Allowance for loan losses | 574,000 | 519,000 | 784,000 | 657,000 |
| Securities available for sale | 62,346,000 | 60,654,000 | 61,509,000 | 56,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,328,000 | 82,479,000 | 98,306,000 | 101,715,000 |
| Interest-bearing deposits | 74,734,000 | 68,437,000 | 85,273,000 | 88,799,000 |
| Noninterest-bearing deposits | 15,594,000 | 14,042,000 | 13,033,000 | 12,916,000 |
| Equity capital | 19,214,000 | 18,354,000 | 20,003,000 | 20,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,762,000 | 3,634,000 | 5,616,000 | 7,802,000 |
| Interest expense | 704,000 | 1,488,000 | 2,408,000 | 3,414,000 |
| Net interest income | 1,058,000 | 2,146,000 | 3,208,000 | 4,388,000 |
| Noninterest income | 175,000 | 374,000 | 588,000 | 886,000 |
| Noninterest expense | 690,000 | 1,413,000 | 2,120,000 | 2,968,000 |
| Provision for loan losses | 45,000 | 91,000 | 351,000 | 397,000 |
| Pretax income | 498,000 | 1,016,000 | 1,325,000 | 2,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 498,000 | 1,016,000 | 1,325,000 | 2,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,552,000 | 20,684,000 | 20,761,000 | 21,511,000 |
| Total capital | 21,125,000 | 21,203,000 | 21,545,000 | 22,168,000 |
| Risk-weighted assets | 68,812,000 | 70,659,000 | 76,361,000 | 78,475,000 |